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Payments

When your money reaches your bank

Reading the wallet, what the dates mean, and getting paid out sooner.

Updated 16 August 2026·2 min read

Money from a card doesn't arrive in your bank the moment it's charged. The Wallet (opens in a new tab) page is where the timeline lives.

Three states

Still settlingCharged, not yet available to pay out
Waiting
AvailableReady for the next payout
Queued
On its wayA payout already sent, with an arrival date
In transit

Payouts run automatically on a schedule you can change from your Stripe dashboard. Inchair reads that schedule live rather than keeping its own copy, so a change you make at Stripe shows up here.

Getting paid out sooner

An instant payout sends eligible money to your bank right away instead of waiting for the schedule. You can send part of the balance rather than all of it.

The cap isn't shown in your balance

Stripe limits how much can go out instantly per day, and new accounts start low. That ceiling is not subtracted from the eligible figure on screen — so a request can be refused on a perfectly healthy balance. If it is, try a smaller amount.

About the dates

Arrival dates are calendar dates from your bank's point of view, not times of day — a date means that day, not a moment. Where Stripe has already worked out a date, we show theirs rather than estimating our own, because theirs accounts for weekends and bank holidays.

When your money reaches your bank — Inchair Help