Your account, not ours
Charges are made directly on your connected Stripe account. We're never in the middle of the money.
Real dates
Payout timing comes from Stripe, with settlement delays, weekends and bank holidays already applied.
Or take it today
An eligible balance goes to your bank the same day, in part or in full.
See it working
A 1:03 film, made from Inchair's own screens.
A wallet that answers the actual question
The question is never "what's my balance". It's "when does this reach my bank". So that's what the wallet answers: what's still settling and when it clears, what's already on its way and when it arrives, and when the next automatic payout runs for the money that's ready.
Those dates come from Stripe rather than being estimated here, which means the settlement delay, the weekend and the federal bank holiday are already in them.
- Settling, available and in transit, told apart
- Arrival dates from Stripe, not from a guess
- Payout history with the date each one landed
Instant, when the day requires it
An eligible balance can go to your bank immediately instead of waiting for the schedule — all of it, or part of it. Partial matters, because Stripe caps instant payouts per day and a new account starts low.
There's a fee. Send your whole balance and you see it before you confirm, along with the exact amount that will land in your bank.
- Send everything, or send part of it
- The exact amount that will land, when you send it all
- The daily ceiling is Stripe's, and you're told when you've hit it
Setting it up
Stripe does the checks
Identity and bank details go to Stripe from inside your settings. We never see or store them.
Your payout schedule
Daily, weekly or monthly, held on your Stripe account and read live by Inchair rather than mirrored and left to rot.
If Stripe restricts you
You're told what they're actually asking for, not just that something is wrong.
Questions
- Does Inchair hold my money at any point?
- No. Charges are made directly on your own connected Stripe account, so funds land there and are paid out from there. We aren't in the flow.
- What does Inchair take per transaction?
- There's no subscription. Card payments carry Stripe's processing fee, and instant payouts carry a fee.
- How quickly do I get paid?
- On whatever payout schedule your Stripe account is set to, with Stripe's standard settlement delay. The wallet shows the projected date for the next one, and an instant payout is available for eligible balances.
- Why was my instant payout rejected when I have a balance?
- Stripe caps instant payouts per day, and that ceiling isn't reflected in the eligible figure. A newer account has a lower cap, and a smaller amount usually goes through.
- Can I take card payments without Stripe?
- No. Card payments, deposits and no-show fees all need a connected Stripe account. Cash and payments taken elsewhere can be recorded without one.
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